Savings & Investments
Rates
Accurate as of Revised January 15, 2013
Account Type
APR*
APY**
Minimum Balance
Share Draft (Checking Plus)
0.001%
0.001%
$3,000.00
Average Monthly Balance
Christmas Club
0.05%
0.05%
$5.00
Individual Retirement Account***
0.25%
0.25%
See IRA Services
91 Day Certificate
0.20%
0.20%
$2,500.00
6 Month Certificate
0.25%
0.25%
$2,500.00
1 Year Certificate
0.35%
0.35%
$500.00
18 Month Certificate
0.45%
0.45%
$500.00
2 Year Certificate
0.60%
0.60%
$500.00
3 Year Certificate
0.75%
0.75%
$500.00
4 Year Certificate
1.10%
1.10%
$500.00
5 Year Certificate
1.24%
1.25%
$500.00
1 Year IRA Certificate
0.35%
0.35%
$1,000.00
3 Year IRA Certificate
0.75%
0.75%
$1,000.00
5 Year IRA Certificate
1.24%
1.25%
$1,000.00
Savings account
rates listed are variable rate accounts.
* Annual Percentage Rate
** Annual Percentage Yield
***IRA is an accumulation account.